The emergency room bill after a car accident is usually the first financial hit, and for many people, it's the only one they see coming. What follows over the next several weeks and months catches them off guard. Surgical consultations, follow-up imaging, physical therapy sessions, prescription costs, and specialist referrals generate separate charges that accumulate steadily. By the time you have a complete picture of the medical expenses, the total is often several times what that initial ER visit suggested.










